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Group insurance is a type of insurance that provides coverage to a group of individuals, such as employees of a company or members of an organization, under a single policy. This type of insurance typically offers more affordable rates and broader coverage than individual insurance policies. Group insurance policies can include various types of coverage, such as health, life, disability, and dental insurance, among others. The policyholder, which is often an employer or organization, pays a premium for the group policy, and the cost is usually shared between the policyholder and the group members. Group insurance can provide financial protection to individuals and their families, and help attract and retain employees for employers who offer this benefit.